Mortgage Rate Surfer

Data Sources

Mortgage Rate Surfer uses public data sources to provide market context for mortgage rates, rate drivers, and home price trends.

Data status

Site data refreshed2026-06-13 02:50:49
Latest 30-year rate observation2026-06-11
Latest 10-year Treasury observation2026-06-11
FHFA HPI period2026-06-13 02:50:49

Mortgage Rate Surfer uses public datasets for educational market context. Data can be revised, delayed, or temporarily unavailable.

Mortgage rates

National 30-year and 15-year fixed mortgage-rate averages are pulled from FRED series based on Freddie Mac Primary Mortgage Market Survey data.

Rate drivers

Rate-driver indicators such as the 10-Year Treasury yield, Fed Funds Rate, CPI, and unemployment rate are pulled from FRED series.

Home price trends

State and metro home price trend information is based on FHFA House Price Index data. FHFA HPI measures broad price-index changes and is not an individual property valuation.

Important limitations

Public datasets can be delayed, revised, or temporarily unavailable. Information on this site should be used as broad market context, not a personalized mortgage quote.